“If we lie to the people and they believe us, all will be well.”   We think only the most naive don’t already know it, but since we have seen the suckers move markets on ignorance in the past, it may help to let experts, like Bill Black, a former senior bank regulator responsible for helping wind down the S&L crisis in the late 80′s tell us all again:  the Geithner bank stress tests are a sham.  The Treasury controls the outcome of the tests and insolvent banks will not be identified…unless the bank is not “playing ball” with the Obama administration.